{"id":28032,"date":"2023-01-30T11:01:58","date_gmt":"2023-01-30T10:01:58","guid":{"rendered":"https:\/\/www.usd.de\/?page_id=28032"},"modified":"2023-01-30T11:09:11","modified_gmt":"2023-01-30T10:09:11","slug":"pci-terms-and-acronyms","status":"publish","type":"page","link":"https:\/\/www.usd.de\/en\/pci-payment-security\/faq\/pci-terms-and-acronyms\/","title":{"rendered":"PCI Terms and Acronyms"},"content":{"rendered":"<p>[et_pb_section fb_built=\"1\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<\/p>\n<h2>PCI Terms and Acronyms<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<\/p>\n<p>The world of PCI is full of terms and acronyms. Here is an overview of the most important ones you might encounter during your certification project.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"#F07F1D\" module_alignment=\"center\" custom_padding=\"|||20px|false|false\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<\/p>\n<h3 style=\"color: white\">Term<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<\/p>\n<h3 style=\"color: white\">Definition<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" border_color_all=\"#2E353D\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS<\/strong><\/p>\n<p>(Payment Card Industry Data Security Standard)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" custom_padding=\"15px||15px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<\/p>\n<p>An information security standard for organizations that regulates the special protection of credit card data. The PCI DSS applies to all businesses that process, store and\/or transmit credit card data.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" border_color_bottom=\"#2E353D\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI SSC<\/strong><\/p>\n<p>(Security Standards Council)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Founded in 2004 by the credit card institutes American Express, Discover Financial Services, JCB International, Mastercard and Visa Inc. The council creates and manages PCI standards on behalf of the credit card organizations. The PCI SSC acts completely independent from its founding members.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>QSA<\/strong><\/p>\n<p>(Qualified Security Assessor)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]Qualified Security Assessor:<\/p>\n<ul>\n<li>Evaluates compliance of individual requirements within the company<\/li>\n<li>Ensures compliance of requirements<\/li>\n<li>Knowledgeable contacts for all questions regarding PCI DSS<\/li>\n<li>Responsible for providing appropriate documents during the audit<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>QSA Company<\/strong><\/p>\n<p>(Qualified Security Assessors Company)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li>PCI Security Standards Council accredited company<\/li>\n<li>Qualified to perform assessments<\/li>\n<li>Handling of assessments by an accredited QSA consultant<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>ISA<\/strong><\/p>\n<p>(Internal Security Assessor) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Entitled to conduct on-site assessments for level 1 Visa- and Mastercard merchants. Filling out SAQ for level 2 Mastercard merchants. Kind of an internal compliance officer.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>QIR<\/strong><\/p>\n<p>Qualified Integrator &amp; Reseller <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>PCI Security Standards Council accredited companies. They are responsible for installation and maintenance of payment applications or terminals.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>ASV<\/strong><\/p>\n<p>(Approved Scanning Vendor) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Company approved by the PCI SSC to conduct external vulnerability scanning services.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI SSF<\/strong><\/p>\n<p>(Software Security Framework)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Security standard for payment applications.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>P2PE<\/strong><\/p>\n<p>(Point-to-Point Encryption Standard)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Security standard for point-to-point encryption. The Point-to-Point Encryption Standard defines both security requirements and testing procedures for Point-to-Point Encryption (P2PE) solutions and in most cases hardened POS terminals.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>P2PE QSA<\/strong><\/p>\n<p>(Point-to-Point Encryption QSA) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>PCI Point-to-Point Encryption (P2PE) Assessor who can perform validation of Point-to-Point Encryption solutions and applications against the latest standard in order for those solutions and applications to be listed on the PCI Council website.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PTS<\/strong><\/p>\n<p>(PIN Transaction Security)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>PIN Transaction Security standard. Security standard for POS terminals.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI 3DS<\/strong><\/p>\n<p>(3DS Core Security \/ PIN Standard) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Security standard for credit card transactions using 3-D Secure authentication of end users when shopping through e-commerce channels.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS v3.2.1<\/strong><\/p>\n<p>(May 2018 \u2013 31 Mar 2024)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>PCI DSS Standard in the version 3.2.1.<\/p>\n<p>Valid until 31 March 2024.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS v4.0<\/strong><\/p>\n<p>(Published 22 Mar 2022)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>PCI DSS Standard in the version 4.0.<\/p>\n<p>Valid since 22 March 2022.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>SAQ<\/strong><\/p>\n<p>(Self-Assessment Questionnaire)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Reporting tool used to document self-assessment results from an entity\u2019s PCI DSS assessment.<\/p>\n<ul>\n<li>Different types of questionnaires for merchants<\/li>\n<li>Service providers must always complete SAQ D<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Credit card data<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Credit card data consists of:<\/p>\n<ul>\n<li>Primary account number<\/li>\n<li>Cardholder name<\/li>\n<li>Expiration date<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Sensitive credit card data<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li><strong>Card Validation Codes\/values<\/strong> (CVV, CVC, CSC, CCV)<\/li>\n<li><strong>PIN\/PUK<\/strong> validation code<\/li>\n<li><strong>Full chip\/magnetic stripe data<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Merchants <\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Companies that accept credit card payments as a means of payment for goods or services.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Payment Service Provider<\/strong><\/p>\n<p>(PSPs or Service Provider)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Companies that accept credit card payments as a means of payment for goods or services.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Acquirer <\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Merchant Banks, often enabling merchants to accept credit card data from multiple brands.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Issuer<\/strong><\/p>\n<p>(Bank of Cardholder)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Card-issuing Bank. Issues a credit card to customers (cardholder).<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>E-Commerce<\/strong><\/p>\n<p>(payment channel) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Payments over the internet.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Point-of-Sale (POS)<\/strong><\/p>\n<p>(payment channel) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Payment on site (Face-2-Face).<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Mail-\/Telephone Order (MOTO)<\/strong><\/p>\n<p>(payment channel) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Acceptance of credit card data for payment via telephone, fax, letter, etc.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS Categorization<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Categorization of merchants and service providers in different levels.<\/p>\n<p>Categorization depends on number of processed transactions and accepted credit cards.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS Security Scan<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li>Quarterly, automated execution<\/li>\n<li>(Internal + external scans)<\/li>\n<li>For external scans (see ASV scans)<\/li>\n<li>Identification of security risks in systems, services and devices accessible from the internal network and the internet<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS Penetration Test<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li>Annual extensive manual security assessment<\/li>\n<li>Testing of internet-accessible systems, internal systems as well as external and internal applications<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS Compliance<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>A company is compliant according to PCI DSS if it fulfils all relevant requirements. A company can exclude non-applicable requirements, for example if no WLAN is used for the transfer of cardholder data.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Safe Harbor Rule<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>In case of a data compromise, a company might be exempted from fines under the following circumstances:<\/p>\n<ul>\n<li>Valid PCI DSS certification at the time of the compromise<\/li>\n<li>Proven compliance with the requirements of the PCI DSS<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS Scope<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>The PCI DSS Scope consists of the cardholder data environment <strong>(CDE)<\/strong>:<\/p>\n<ul>\n<li>Locations<\/li>\n<li>Persons<\/li>\n<li>Applications<\/li>\n<li>IT-Systems<\/li>\n<\/ul>\n<p>The CDE includes all of the above including personnel which receive, store and\/or process credit card data.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Network Segmentation<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Network segmentation isolates system components that store, process, or transmit cardholder data from systems that do not.<\/p>\n<p>Reduces the PCI DSS Scope but is not a requirement of PCI DSS.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>SAQ Types (E-Commerce)<\/strong><\/p>\n<p>(card-not-present)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>E-Commerce:<\/strong> Payment over the internet<\/p>\n<ul>\n<li>SAQ A (iFrame, URL Redirect)<\/li>\n<li>SAQ A-EP (Direct POST)<\/li>\n<li>SAQ D-Mer (API-Process)<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>SAQ Types (MOTO)<\/strong><\/p>\n<p>(card-not-present)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>MOTO:<\/strong> Mail order\/telephone order<\/p>\n<p>Acceptance of credit card data for payment via telephone, fax, letter, etc.<\/p>\n<ul>\n<li>SAQ A<\/li>\n<li>SAQ C<\/li>\n<li>SAQ C-VT<\/li>\n<li>SAQ D-Mer<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>SAQ Types (POS)<\/strong><\/p>\n<p>(card-present)<\/p>\n<p>(Face-to-face)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>POS<\/strong>: Payment on site (Face-2-Face)<\/p>\n<ul>\n<li>SAQ B (imprint\/phone line)<\/li>\n<li>SAQ B-IP (IP connection &amp; PTS certification)<\/li>\n<li>SAQ C (payment application with internet connection)<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>SAQ Types (POS)<\/strong><\/p>\n<p>(card-present)<\/p>\n<p>(Face-to-face)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>POS<\/strong>: Payment on site (Face-2-Face)<\/p>\n<ul>\n<li>SAQ B (imprint\/phone line)<\/li>\n<li>SAQ B-IP (IP connection &amp; PTS certification)<\/li>\n<li>SAQ C (payment application with internet connection)<\/li>\n<li>SAQ P2PE (P2PE devices)<\/li>\n<li>SAQ D-Mer<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>P2PE Solution<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>PCI-listed Point-to-Point Encryption (P2PE) Solution. By using a P2PE Solution the network infrastructure of the user is not a part of the PCI DSS scope anymore.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Payment Terminal<\/strong><\/p>\n<p>(POS-Terminal)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Also referred to as (POS-Terminal). Device used for accepting payments of customers.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Electronic Check-Out<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Captures and calculates outstanding total and prints out check-out receipts. Does not perform card payments.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Integrated Payment Terminal<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Is a combination of payment terminal and electronic check-out. It fulfils the following tasks:<\/p>\n<ul>\n<li>Handling of payments<\/li>\n<li>Captures and calculates outstanding total<\/li>\n<li>Prints out check-out receipts<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Virtual Payment Terminal<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>A virtual payment terminal is web-browser-based access to an acquirer, processor or third-party service provider website to authorize payment card transactions, where the merchant manually enters payment card data via a securely connected web browser. Unlike physical terminals, virtual payment terminals do not read data directly from a payment card.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>AoC<\/strong><\/p>\n<p>(Attestation of Compliance)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li>Formal confirmation of compliance in addition to the audit report<\/li>\n<li>Relief of the auditor<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>RoC<\/strong><\/p>\n<p>(Report on Compliance) <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li>Summarized results of audit by QSA<\/li>\n<li>Approval by acquirer and \/ or credit card organization<\/li>\n<li>Quality assurance by PCI SSC<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>ASV Scans<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]External vulnerabilities scans:<\/p>\n<ul>\n<li>Evidence of successfully passed external scans performed by an accredited ASV (quarterly)<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Internal vulnerabilities scans<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<ul>\n<li>Evidence of successfully passed internal scans of relevant systems (quarterly)<\/li>\n<li>Evidence of successfully passed internal scans of wireless LANs (quarterly)<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Compensating Controls<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Compensating measures with at least the same security level of requirements that cannot be fulfilled.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS goals\u00a0<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>The PCI DSS is based on six primary goals. These goals are:<\/p>\n<ol>\n<li>Maintain a Secure Network<\/li>\n<li>Protect Cardholder Data<\/li>\n<li>Maintain a Vulnerability Management Program<\/li>\n<li>Implement strong Access Control Measures<\/li>\n<li>Regularly Monitor and Test Networks<\/li>\n<li>Maintain an Information Security Policy<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>PCI DSS Requirements<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>There are 12 PCI DSS Requirements which are designed to meet these PCI DSS goals:<\/p>\n<ol>\n<li>Install and maintain a firewall configuration to protect cardholder data.<\/li>\n<li>Do not use vendor-supplied defaults for system passwords and other security parameters.<\/li>\n<li>Protect stored cardholder data.<\/li>\n<li>Encrypt transmission of cardholder data across open, public networks.<\/li>\n<li>Protect all systems against malware and regularly update anti-virus software or programs.<\/li>\n<li>Develop and maintain secure systems and applications.<\/li>\n<li>Restrict access to cardholder data by business need to know.<\/li>\n<li>Identify and authenticate access to system components.<\/li>\n<li>Restrict physical access to cardholder data.<\/li>\n<li>Track and monitor all access to network resources and cardholder data.<\/li>\n<li>Regularly test security systems and processes.<\/li>\n<li>Maintain a policy that addresses information security for all personnel.<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Masking<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>Masking refers to the concealment of certain digits of a PAN during display or printing, even when the entire PAN is stored on a system. This is different from truncation! Masked PAN can be \u201cunmasked\u201d.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" border_width_bottom=\"2px\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_padding=\"15px|15px|15px|15px|false|false\" global_colors_info=\"{}\"]<\/p>\n<p><strong>Truncation<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.19.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.2\" _module_preset=\"default\" custom_padding=\"||15px||false|false\" global_colors_info=\"{}\"]<\/p>\n<p>In the case of truncation, truncated digits are removed and cannot be retrieved within the system. There is no \u201cun-truncation\u201d without recreating the PAN from another source.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PCI Terms and AcronymsThe world of PCI is full of terms and acronyms. Here is an overview of the most important ones you might encounter during your certification project.TermDefinitionPCI DSS (Payment Card Industry Data Security Standard)An information security standard for organizations that regulates the special protection of credit card data. The PCI DSS applies to [&hellip;]<\/p>\n","protected":false},"author":91,"featured_media":0,"parent":11682,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-28032","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/pages\/28032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/users\/91"}],"replies":[{"embeddable":true,"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/comments?post=28032"}],"version-history":[{"count":0,"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/pages\/28032\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/pages\/11682"}],"wp:attachment":[{"href":"https:\/\/www.usd.de\/en\/wp-json\/wp\/v2\/media?parent=28032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}